Clients who have been bereaved

If you have lost a loved one, the last thing you want to be worrying about is your financial security.

But while bereavement is emotionally overwhelming, for many people, losing a loved one can also feel financially overwhelming too – particularly so, if the person you have lost was the person tasked with managing the money in your relationship.

We are here to help prevent you from feeling overwhelmed. It is our role to take away any financial uncertainty you may be facing, provide answers to your questions and help you make decisions that are right for your future and that you feel comfortable with.

Alongside our wider support team of psychologists and therapists who are there should you wish to access their help, we will help you understand what you have financially, how much you’re going to need moving forward, and what you need to do to ensure your continued financial security and a comfortable lifestyle.

How we help

Understanding your financial picture

We will help you understand what you have now, what you’re likely to need in the future and how the death of your loved one is likely to affect your short-term and long-term financial picture. And we’ll help you gain an understanding of what you can afford to spend day to day, without it affecting your long-term financial security. If you need to implement any changes to your financial arrangements, we will help you to do those, ensuring you are clear on your options in all cases, and that you fully understand and are completely happy with any changes that we recommend.

Planning for the future

It may be hard to think about anything other than the immediate moment in the early days and weeks after a loss. However, when you are ready to discuss your future and how you would like to move forward, we will help you identify what you would like to achieve, what’s important to you and how your finances can support you in achieving it. Our wider support team are on hand to help you make progress if that feels hard and there are obstacles to overcome.

Support when you need it

We understand that financial stress and anxiety can be felt as emotional stress and anxiety at times of loss. As with all our clients, we will ensure we are safeguarding your emotional wellbeing before we even begin to talk about your money. When you are ready to talk about your money, we will move sensitively and at a pace that feels right for you. We remain available for our clients whenever we are needed, and for as long as we are needed.

Financial confidence

You may want help getting to grips with the management of your immediate finances. Or perhaps you’d like to understand your investments a little better so that you’re able to make decisions about the direction of your future. We pride ourselves on offering financial education alongside the financial coaching and planning that we offer. We don’t see it as our role to tell you what to do, but to give you the knowledge and tools to understand what’s right for you, yourself.

Sheron: Advice at key crossroads in life

"I set my initial goals with Raj. When we reviewed them a couple of years later, without realising it, I’d achieved them all."

Amanda: Recently divorced

"I was going through a divorce when I first went to Raj for his help. What I noticed straight away was that the conversation wasn’t just about my finances."

Kate: Changing money mindsets

"Raj has helped me shift the shame I felt about so called 'good money behaviour' and 'bad money behaviour'."

Sharon: Gaining financial confidence

"Working with Raj has opened my life up. You come out of his office buzzing with positivity. It is truly life-changing."